Valuables Policy


Artwork. Jewelry. Antiques. Silver. While our Home policy includes coverage for your valuables, many people choose to insure their most precious possessions with the added protection of a Valuables policy. The Atlantic Master Plan Valuables policy offers broader coverage on a worldwide basis and carries no deductibles.

  • "All Risk" coverage protects you against losses due to such things as flooding or breakage, which are normally excluded from the Home policy.
  • Your Valuables policy has no deductibles. So if you lose an engagement ring, the replacement cost is covered from the first dollar.
  • You can schedule individual items at a specific value or choose blanket coverage for groups of valuables such as jewelry, crystal, or art collections.
  • We settle covered losses at least at the scheduled amount or, if higher, at market value up to 150% of the scheduled amount.
  • We automatically include coverage for newly-acquired objects.

If you have valuables that exceed $10,000, you should strongly consider a Valuables policy to supplement your Home coverage. Read more about typical reasons for choosing a Valuables policy.


Typical Items in a Valuables Policy:

  • Jewelry
  • Artwork
  • Silver
  • Wine Collections
  • Rare Coins & Stamps
  • Antiques
  • China & Crystal
  • Golf Clubs
  • Musical Instruments
  • Fur Coats

Already Have a Valuables Policy?

  • Make sure you add newly purchased items.
  • Check that your scheduled amounts have kept pace with any appreciation in value.

The Atlantic Master Plan Valuables policy is sold only as part of the package plan or in conjunction with a stand-alone Home policy. To learn more, please contact one of the independent agents that represent us. Click on Find an Agent to locate one near you.