Renters Protection



If you live in a home, condo, or apartment that you rent, the owner is responsible for insuring the structure but not the contents that belong to you or additions, alterations, and improvements you may have made to it. Our Home policy is flexible enough to meet your needs in these circumstances.

Our Home policy provides coverage for:

  • The replacement cost of your contents such as furniture, clothes, televisions, and personal computers, which means that the value of your possessions at the time of loss is not subject to depreciation.
  • Additions, alterations, or permanent fixtures that you paid for to improve the structure.
  • Identity fraud expenses.
  • Liability damages that you may be held responsible for -- such as medical expenses for an injury sustained by someone at your residence.
  • Additional living expenses if you have to live somewhere else while the residence you rent is being repaired due to a covered loss.
  • The everyday losses that can frustrate you such as the cost of replacing locks, should your keys be lost or stolen.

To learn more, please contact one of the agents that represent us. Click on Find an Agent to locate one near you.