Legal Notice

Atlantic Mutual Companies consists of the following companies: Atlantic Mutual Insurance Company, Centennial Insurance Company, Atlantic Risk Services Incorporated, Atlantic Companies Holding Corporation, Atlantic Mutual International Ltd., and ALICOT Insurance Company.

Agent and Broker Compensation Notification:

The Atlantic Mutual Companies compensate independent agents and brokers for the sale and service of our products. In most cases, agents and brokers are paid a commission, which is based on a percentage of the premium. In addition, agents and brokers may be eligible for incentive compensation, including non-cash awards, based upon a variety of factors that may include the level of premium written, retention, growth, overall profitability, or other performance measures established by the Atlantic Mutual Companies. For more specific details about compensation relating to your policy, please contact your independent agent or broker.

Coverages & Services:

This website contains only a general description of coverages and does not include all the benefits and limitations found in our policies. The insurance policy, not general descriptions in this website, will form the contract between the insured and the insurance company. The precise coverage afforded by any insurer is subject to the terms and conditions of the policies as issued. Neither Atlantic Mutual Companies nor its employees or agents shall be liable to any party for the use of any information or statements made or contained herein. Not all products and services are available in all states.

Loss Control Disclaimer:

The information and suggestions in this website are presented as a guide. No results are guaranteed and no liability is assumed as to the information or safety suggestions presented. No assumption can be made that every acceptable safety procedure is stated. Abnormal, unusual or particular circumstances may require different or additional procedures.

External Links:

This site may be linked to other sites which are not maintained by Atlantic Mutual Companies. Atlantic is not responsible for the content of those sites. The inclusion of any link to such sites does not imply approval of or endorsement by Atlantic of the sites or the content thereof.

Trademarks:

Except where otherwise indicated, all trademarks, servicemarks ("marks"), graphics, logos, and text on this site, are the intellectual property of Atlantic Mutual, and are valuable assets of the company. Throughout this site, you may find references to various marks of third parties which may also be protected by intellectual property laws. Use of the marks on this site without the prior written consent of Atlantic Mutual or such third party which may own the mark is not permitted. Linking to or framing this site, and/or using Atlantic's marks in the metatags of other sites without prior written consent of the company is also prohibited.